STEP ONE IN A PERSONAL INJURY CASE: MAKING A CLAIM

INJURED IN A CAR WRECK

When police respond to a car wreck they take down information from each person involved in the collision including whether the person deemed responsible has insurance and all available information relating to the policy. That information is typically logged in the police report which is then made available through the department’s public records department. Usually, the person ticketed for the wreck will contact their insurance agent to notify them of the accident to make sure there is coverage for the injuries and damage. Most of the time, the insurance company will then contact the injured party to ascertain whether there really were injuries and what treatment has been provided to them. If you’ve been in an accident and get contacted by an insurance adjuster be sure to let them know about each and every ailment that you have experienced since the collision. While they may be incredibly pleasant on the phone, don’t think for a moment that they are on your side. They aren’t. They will look for any and all ways to avoid paying the claim. I’ve seen countless times where a client has not mentioned the fact that his neck or back hurt thinking that it was simply a minor case of whiplash only to find that he has significant damage that worsens over time. The insurance company then tries to claim that the injury either didn’t occur as a result of the wreck or that there really is no injury at all. Contact an attorney quickly following an accident to have the lawyer run interference with the insurance company to protect your rights.

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 INJURED BY ANOTHER PERSON OR COMPANY’S NEGLIGENCE

If you have been injured as a result of another person or entity’s negligence where the police are not called (like a slip and fall at a grocery store or on private property) finding the insurance information can be a little more difficult. It is advisable to contact an attorney quickly so that the attorney can use a Georgia statute that allows us to send a letter to the person or entity responsible demanding information relating to any and all insurance policies that might provide coverage for the claim. Some companies are self-insured, which means they have their own fund set aside for covering liability claims. Regardless of whether the claim is made against a self-insured company or against an insurance company, you need a lawyer on your side to make sure you get the best possible result on your case.

CALL FOR A FREE CONSULTATION IF YOU’VE BEEN INJURED

If you’ve been injured in a car wreck or through the fault of someone else, please give me a call at 404-474-2531 for a free and confidential consultation.

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