FAQ: If i’ve been in an accident do i need to notify my insurance company about it?

The short, safe answer is yes but in reality is somewhat depends. If you are not at all at fault in the accident, neither you nor anyone in your car was injured and you know the other person had insurance then you really don’t need to notify your insurance company. However, if you were injured (or a passenger in your car was) then you might want to notify your insurance company even if it wasn’t your fault because if the other party doesn’t have insurance or doesn’t have enough then you may have to go against your own insurance company through uninsured motorist coverage to get coverage for the accident.

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